Money Manager:Expense & Budget

Money Manager:Expense & Budget is a private, offline-first expense tracker and budget planner for daily spending, bills, accounts, cards, and savings.

Record every expense, income, transfer, and payment in seconds. Build smarter budgets, stay ahead of bills, and understand exactly where your money goes.

No account required. Your financial data is stored in an encrypted database on your device.

TRACK EXPENSES IN SECONDS
• Add expenses, income, transfers, notes, and categories quickly
• Use a money keypad with a built-in calculator
• Scan receipt totals and dates on your device
• Speak an entry or paste a payment alert to create a transaction
• Attach encrypted receipts to your entries
• Search transactions by merchant, amount, category, note, or date

UNDERSTAND YOUR SPENDING
• View expenses by category, merchant, account, and time
• Track daily, weekly, monthly, and yearly spending
• See income, expenses, cash flow, and net worth
• Add tags, bookmarks, and notes for better context
• Find every transaction with powerful search and filters

PLAN BUDGETS, BILLS, AND SAVINGS
• Create monthly and category budgets
• See how quickly your budget is being used
• Carry unused budget amounts into the next month
• Track rent, salary, EMIs, subscriptions, and recurring payments
• Get reminders before bills are due
• Create savings goals and follow your progress

MANAGE ALL YOUR ACCOUNTS
• Track cash, bank accounts, wallets, credit cards, loans, and investments
• Follow credit-card billing cycles, unpaid balances, and new charges
• Record transfers without counting them as income or expense
• Use multiple currencies with reference exchange rates
• Keep separate books for personal, household, or business finances

PRIVATE BY DESIGN
• Works offline with no account required
• Lock the app with PIN, Face ID, or fingerprint
• Keep app-switcher previews private
• Create encrypted backups on your device or iCloud Drive
• Export your data to CSV or Excel
• Restore backups when moving…