信银理财

Xinyin Wealth Management - The official APP of the wholly-owned wealth management subsidiary of China CITIC Bank has been newly upgraded
[Product Variety] More than 200 fixed-income products with a rich selection of investment terms and clear product returns
[Good Experience] The functions on the home page are clearer, product classification is more distinct, and the transaction process is smoother
[Fast Withdrawal] Supports the T+0.5 function, with the redemption arriving half a day earlier
[Full Payment Options] Bank clearing and settlement channels, providing more peace of mind. Supports binding nearly 50 bank cards, making it more convenient. One-key transfer and payment available, with higher limits
[Great Benefits] New customer opening gifts, monthly level gifts, sharing gifts with friends, "Lucky" birthday gifts, and many other benefits waiting for you to claim


[Company Introduction]
Wholly-owned wealth management subsidiary under China CITIC Bank
Xinyin Wealth Management Co., Ltd. (hereinafter referred to as "Xinyin Wealth Management") is a wholly-owned wealth management subsidiary under China CITIC Bank, with a registered capital of 5 billion yuan. It is the first joint-stock bank wealth management subsidiary among the first batch in the country and the first to be located in Shanghai. Its predecessor was the Asset Management Business Center of China CITIC Bank. Relying fully on the comprehensive financial advantages of CITIC Group and China CITIC Bank, Xinyin Wealth Management strives to become a leading bank wealth management subsidiary.

18 years of asset management experience, the choice of over 9 million users
The company has over 18 years of asset management experience. As of October 2022, the management scale was approximately 1.8 trillion yuan, serving over 9 million customers. The company adheres to providing warm companionship, putting the interests of investors first, and striving to boost investors' wealth through professional investment capabilities and strict risk control.

Steady style and an experienced investment research team
Xinyin Wealth Management adheres to the steady style of the bank, with the overall style of its products being steady and risk strictly controlled. The company's investment research team has rich investment experience, with over 80% having postgraduate degrees or above and having long-term working experience in domestic and foreign top financial institutions, with an average working age of over 7 years. Among them, about 20% hold qualifications such as CFA and FRM.

Data source: Xinyin Wealth Management, as of October 31, 2022.