J Due

J Due helps you stay on top of your credit cards—payments, benefits, and everyday rewards—so you never miss what you’ve already earned.
Add your cards, set how many days ahead you want a reminder, and get timely notifications for upcoming payment due dates. Track card benefits and credits, see what’s expiring next, and mark benefits as used so your list stays clean and actionable.
Want to maximize points/cashback? Use the optional Rewards tab to get AI-powered recommendations: type a store name and J Due will suggest the best card(s) from your wallet, with estimated reward rates.
Key Features
Payment due reminders with customizable lead time (1–30 days) per card
Automatic scheduling for upcoming reminders (scheduled ahead so you don’t have to)
Benefits tracking: view unused benefits, see upcoming expirations, tap for details, and mark as used
Benefit reminders with flexible schedules (monthly, quarterly, semi-annual, annual, or one-time)
Preset card database: pick a card type and automatically load its default benefits
Rewards (Optional): AI recommendations for what card to use at a given store (requires your own Perplexity API key)
Privacy
Your cards and benefits are stored locally on your device
No account required
Rewards recommendations are optional and only work after you add your own Perplexity API key