产品功能

应用市场介绍

360借条 was renamed Qifu借条 in 2024 and is still available for use. 360借条 is a credit technology service brand under Qifu Technology, a licensed institution chosen by over 250 million users.

【Product Features】

1. High mobile loan额度:

The maximum额度 after approval is 200,000 yuan;

2. Transparent loan repayment interest and fees:

Borrow 1,000 yuan in 12 installments, with a daily interest fee starting from 0.12 yuan, and an annual interest rate (simple interest) starting from 7.2% (subject to review);

3. Flexible repayment methods:

You can flexibly choose different repayment methods according to actual needs (you can choose 3 installments, 6 installments, 12 installments, and the longest 24 installments are only available to high-quality users);

4. More convenient mobile loan:

The entire loan process is applied online, with no collateral required; You can apply using materials such as your mobile phone number + identity information; 360借条 innovates "face recognition", eliminating the need for door-to-door visits and paper materials;

5. Safe lending:

A product under Qifu Technology, with advanced network security technology to escort your borrowing;

6. New user interest-free gift package rules:

Activity start date: January 1, 2022 End date: December 31, 2025

Participants: Only new users of 360借条

Details of the offer: Up to 65 yuan in interest-free, enjoy interest-free for the last installment when borrowing for 12 installments

Note: For specific coupon usage rules, please refer to the rules on the specific activity page of the app



Follow the "360借条" official account on WeChat to get the latest news about 360借条 first!



Fearless of goals, 360借条 backs you up!



PS:

1. The loan额度, interest rate, and loan disbursement time are subject to actual review;

2. The preferential activity only waives part of the interest, and the detailed interest-free method is subject to the activity rules in the APP;

3. There are risks in taking loans, so borrow with caution; Please borrow reasonably according to your personal ability, consume rationally, and avoid overdue payments;

4. There are risks in investment, so choose carefully.

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