卡喵

As a senior cardholder with 10 years of credit card experience and the ability to write code, exploring "how to manage dozens of credit cards in hand" is something I've been constantly doing.
Over the years, I've used notepads, Excel, and later 51 Credit Card Butler, Card Cow Credit Butler, Wacai Bookkeeping, and SuiShouJi. Later, my own company also developed a credit card bill management App. They all have one thing in common, which is a card management mode centered around bills, and the data comes from users' email imports and online banking bills.
Indeed, for most people, it would be great to directly tell them "what card", "when" to repay "how much", and it would be perfect if there was also a one-key (automatic) "repayment" option.
However, to achieve this, you may have to pay a significant price. You have to contribute a large amount of your private data (card passwords, details, etc.).随之而来就有一个值得我们思考的问题，「谁来保证我们这些重要数据的安全」？在自己手里还经常会被盗，存在别人那儿，靠得住么？
同时因为各方面的一些限制，很少有软件能把上面4个需求彻底实现。每款软件，多多少少都有不尽人意的地方。
自己因为马虎大意，这些年来逾期了好几回，那叫一个痛心疾首。所以，在2021年这重要的一年里，我重新整理需求，踏踏实实的做了一款适合自己也适合绝大部分卡友的信用卡管理软件。
我想管理信用卡应该是个很简单的事情，它的核心需求应该是：
1.什么时候该收取账单？(账单日)
2.什么时候该还款了？(还款日)
3.今天刷什么卡最划算？(免息期)
So, CardMeow helps you manage your credit cards in the simplest, most practical, and safest way around these three points.
「CardMeow」 combines the latest feature of iOS, "Desktop Widgets", and directly places the cards on the desktop so that you can notice them the first time you turn on your phone every day.
「CardMeow」 currently supports credit card bill management services for banks such as China Merchants Bank, China Minsheng Bank, Shanghai Pudong Development Bank, China Guangfa Bank, Ping An Bank, Industrial Bank Co., Ltd., China CITIC Bank, Industrial and Commercial Bank of China, Bank of Communications, Bank of China, Postal Savings Bank of China, Hangzhou United Bank, Agricultural Bank of China, China Construction Bank, Bank of Hangzhou, China Everbright Bank, Bank of Ningbo, Huaxia Bank, Bank of Shanghai, Bank of Harbin, Guangzhou Rural Commercial Bank, Bank of Guangzhou, Bank of Jiangsu, Citibank, Bank of Beijing, Zheshang Bank, Bank of Nanjing, HSBC Bank, Bank of Chongqing, Huabei, and Alipay.
「CardMeow」 has carefully sorted out data of dozens of banks (billing date, repayment date, grace period, bank App, bank customer service phone number, etc.); clearly tells you that the credit card billing date and repayment date are not only fixed dates, but may also have a fixed number of days interval; do you know there is a grace period after the repayment date? Which day is the most cost-effective to swipe the card and which day has the longest interest-free period?
「CardMeow」 supports customizing the jump to third-party Apps. You can set the URL Scheme to quickly jump to the corresponding App to view the bill details and make repayments.
「CardMeow」 supports diversified reminder tasks to remind you to collect the bill and repay the card at critical times.
「CardMeow」 supports setting the annual fee information of the card so that you don't pay hundreds of yuan in annual fees due to carelessness.
【Privacy and Security】
CardMeow will not actively collect any of your information, and all data is saved in your device. You can even cut off the mobile cellular network and Wi-Fi and use CardMeow completely offline.
【Automatic Renewal Service Instructions】
- Subscription Service
This service is a subscription-based paid service, which means you will advance the payment for future subscription use. Currently, you can choose to use this service on an annual basis. At the end of each subscription period, your subscription will default to auto-renew unless you cancel the auto-renewal yourself or we cancel the service. The same Apple ID can only subscribe to CardMeow once