产品功能

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Mortgage Calculator - Calculate Monthly Mortgage Payments Effortlessly and Make Clearer Home Buying Plans
Whether you are preparing to buy a house for the first time or planning to trade up to a more desirable property, this tool can easily help you resolve the complex mortgage calculations! There is no need for manual and cumbersome calculations. It can quickly and accurately calculate the monthly mortgage payment, help you clarify every repayment detail, and make your home buying decision more confident and从容.
Core Highlights of the Product
【Cover All Types of Loans and Adapt to Your Exclusive Needs】
Commercial loans, provident fund loans, and combined loans can be switched with one click. There is no need to find multiple tools for repeated calculations. One tool can match different loan scenarios, and you can decide on your own repayment method.
【Calculate Mortgage Taxes Synchronously and Have a Full Understanding of Home Buying Costs】
Precisely integrate common mortgage-related taxes such as deed tax and individual income tax, support automatic calculation based on the housing area, number of sets, and transaction price. There is no need to query formulas separately or calculate manually. The total home buying expenditure is clear at a glance, and budget planning is more worry-free.
【Visualize Details and Avoid All Blind Spots in Repayment】
Automatically generate a complete repayment schedule, clearly listing the principal amount and interest amount for each period. It is obvious where each sum of money is spent, and you will have a better understanding of the repayment.
【Flexibly Adjust Parameters and Quickly Find the Optimal Solution】
The interest rate and loan term can be modified at any time. After adjustment, the difference in monthly mortgage payments for different solutions will be presented immediately. You can easily lock in the repayment method with "lower cost" through comparison.
【Local Calculation to Protect Privacy and Have No Worries about Data Security】
All calculation processes are completed locally on the mobile phone. Personal information and loan data are never uploaded to the cloud, ensuring privacy and security, and making it more reassuring to use.
The interface is simple and easy to operate, with zero threshold for getting started. From calculating the monthly mortgage payment, checking details to comparing solutions, the entire mortgage planning process can be completed with it, helping you easily take the first step in home buying!

【Automatic Subscription Service Instructions】
1. Subscription Services: 1 month (monthly continuous membership product), 3 months (quarterly continuous membership product), 12 months (yearly continuous membership product)
2. Subscription Prices: Subject to the IAP application information. For example, the monthly continuous membership product is 5 yuan per month; the quarterly continuous membership product is 10 yuan per month; the yearly continuous membership product is 25 yuan per year
3. Payment:记入 iTunes account after the user confirms the purchase and makes the payment
4. Automatic Renewal: The Apple iTunes account will be deducted 24 hours before the expiration date. After successful deduction, the subscription period will be extended by one subscription period
5. Cancel Subscription: You can go to "Settings" on your Apple phone -> enter "iTunes Store and App Store" -> click "Apple ID", select "View Apple ID", enter the "Account Settings" page, click "Subscriptions", manage the automatic subscription service. If you want to cancel, close it 24 hours before the end of each billing cycle. There will be no further deduction within 24 hours before the expiration date
6. User Agreement: https://mortgagecalculatorlite.netlify.app/viptermservice
7. Privacy Policy: https://mortgagecalculatorlite.netlify.app/privacypolicy

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