Otto - Financial Manager

Track expenses across 5 financial contexts in one app. AI-powered receipt scanning, business invoicing, split expenses with friends, travel VAT claims, and petty cash—all organized in smart Buckets. 5-15x cheaper than competitors.

ONE APP FOR YOUR ENTIRE FINANCIAL LIFE
Stop juggling multiple expense apps. Otto replaces Expensify, Splitwise, and QuickBooks with a single, elegant solution. Create unlimited Buckets—each a self-contained financial workspace with its own currency, members, and reports.

5 BUCKET TYPES, INFINITE POSSIBILITIES
• GENERAL - Personal finances, home renovations, car repairs
• BUSINESS (Subscribers) - Professional invoicing, receipts, credit notes with your branding
• TRAVEL - Multi-currency tracking, VAT refund claims guidance, barcode extraction
• PETTY CASH - Small cash tracking, office petty cash, recipient management
• SPLIT EXPENSES - Roommates, group travel, real estate co-ownership with automatic settlements

AI-POWERED AUTOMATION
• Receipt Scanning: Snap a photo—Otto extracts vendor, amount, date, currency, and category automatically
• Voice Input: "Add $45 coffee expense" creates the record instantly
• Smart Assistant: Chat with Otto to find records, set reminders, or get guidance
• Barcode Extraction: ML-powered scanning for VAT refund claims (QR codes & linear barcodes)

COLLABORATE SEAMLESSLY
Share Buckets with family, partners, roommates, or team members. Built-in chat keeps everyone aligned. WhatsApp notifications for subscribers. Granular permission controls ensure the right people see the right data.
• Share household expenses with your spouse
• Split group travel costs with automatic fair-share calculations
• Collaborate with contractors on renovation projects

UNBEATABLE VALUE
FREE TIER: 150 free credits (limited time offer!). Create unlimited Buckets. Upload receipts via photo, PDF, or voice. Share with others. Download 2 reports/month.
PREMIUM ($3.50/month or $35/year): Business Buckets with professional invoicing. WhatsApp integration. Custom expense categories. Unlimited report downloads. Excel bulk uploads.

CREDIT TOP-UPS: Need more uploads? Purchase affordable credit packs. 1 credit = 1 saved record.
HOW OTTO WORKS
1. Create a Bucket (General, Business, Travel, Petty Cash, or Split)
2. Upload expenses via photo, PDF, voice, or manual entry (or historic Excel via your web portal (Premium feature))
3. AI extracts details automatically (always review for accuracy)
4. Share with collaborators if needed
5. Generate reports (PDF or Excel) for tax time or analysis

PERFECT FOR
• Freelancers managing client projects with professional invoicing
• Families tracking household budgets and shared expenses
• Small business owners needing affordable expense + income tracking
• Travelers claiming VAT refunds on international purchases
• Roommates splitting rent, utilities, and groceries fairly
• Office managers tracking petty cash disbursements

WHY OTTO?
• One Login, All Contexts: Stop switching between Expensify, Splitwise, and QuickBooks
• Radically Affordable: $3.50/month vs $15-50/month for competitors with fewer features
• AI-First Design: Voice assistant, smart OCR, automatic categorization
• Multi-Currency Native: Automatic conversion based on transaction date
• Privacy-Focused: Your data stays yours—no selling to third parties
Join thousands managing their finances smarter. Download Otto today—150 free credits waiting for you!

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://ottoapp.net/privacypolicy