Step

Step is the all-in-one money app that grows with you. Get up to $500 when you set up direct deposit [1], earn over $200 a month just by playing games and taking surveys, and build your credit for free along the way.
New Drops:
• Step EarlyPay = Access to cash – Don’t wait for payday. Get fast cash and get up to $500 when you set up qualifying direct deposits. No interest. No stress. No waiting.
• Earn Over $200/Month – Play games, take surveys, and score cashback deals all inside the app.
• Build Credit for free – The average Step user improves their credit score by 57 points in their first year. [2]
Why Step:
• Free credit building
• Fast cash, get up to $500 when you need it
• Unlimited cashback [3]
• A financial toolkit designed to grow with you
• Earn real money doing stuff you already do
• $500+ in exclusive perks and rewards [4]
• Trusted by 6M+ users leveling up their money game
A smarter way to level up your money game and save on what matters.
Download Step – the all-in-one app for saving, earning, building credit, and running your money like a boss.
*Step is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust, Member FDIC.
[1] The availability and amount of Step EarlyPay loans are subject to your eligibility and creditworthiness. Minimum Step EarlyPay loan amount is $20, and maximum amount is $500. Instant Transfers are available for a fee. Instant Transfers typically occur in seconds, but may take up to 30 minutes.
[2] Average based on analysis conducted by TransUnion based on 594 Step users aged 21-27 with a positive increase in their credit score within a 360-day period beginning from the first instance of Step reporting to the credit bureau.
[3] Requires Step Black enrollment, either through qualifying direct deposit or paid monthly membership.
[4] Ability to earn $250+ in the form of credits on purchases or statement credits for purchases with select Step Black partners, as will be advertised. Step does not provide, endorse, or guarantee any third-party product, service, information or recommendation listed above. The third parties listed are solely responsible for their products and services, and all trademarks listed are the property of their respective owners. Enrollment may be required.