Debt off planner

personal-debt is a personal debt management app that helps you track multiple debts, generate repayment plans automatically, and monitor your repayment progress over time.

Whether you have credit card balances, personal loans, or money borrowed from friends/family, you can manage everything in one place to reduce missed payments and overdue risk.

What you can do:
- Track and manage multiple debts (amount, rate, start date, due date)
- Auto-generate common repayment plans
- View each payment breakdown (principal, interest, overdue fees)
- Monitor repayment progress and history
- Compare repayment strategies and choose what fits your situation
- Enable local reminders to avoid missing due dates

Why users like it:
- Clear and simple workflow focused on track-plan-execute
- Local-first design with on-device storage by default
- Built for long-term debt tracking and daily financial discipline

Disclaimer:
This app is a debt tracking and estimation tool only. It does not provide investment, lending, or legal advice. Please follow your actual contracts and lender statements.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/